Motorbike Loans

Dreaming of the road less travelled?

Get a motorcycle loan to finance your dream bike with Plenti

Interest rates from
6.28
%
p.a.
Comparison rate*
6.28
%
p.a.

Quick rate estimate in as little as 60 seconds. Apply in 10 Minutes. Enjoy Funds as in as little as 24hrs from approval.

We're a multi-award winning personal lender

What is a motorbike loan?

Dreaming of riding through the streets on your very own motorbike? Motorcycle finance is a type of personal loan that's used to buy a motorbike, without dipping into your savings. Whether it's a second hand scooter to get you to and from work, or a Harley Davidson you take out on the open road, we can help you get the keys to your motorbike quickly.

By opting for a motorbike loan, you can manage the costs more effectively as fixed repayments and clear due dates provide clarity on your financial commitments.

What can I use a motorbike loan for?

New or Used motorbike purchase

Finance the purchase of a brand new motorbike, allowing you to enjoy the latest features, or choose a used motorcycle that fits your budget.

Motorbike upgrade or refurbishment

If you already own a motorbike and want to upgrade certain features, a motorcycle loan can help with this.

Motorcycle insurance

A motorbike loan can help you cover the cost of your insurance and registration.

Features

Financing your motorbike is easier now than ever before

Borrow up to $50,000

Fast funds in as little as 24hrs from approval

$0 monthly fee

1-7 year loan terms

$0 early repayment fee

Personalised interest rate

Get a quote with no impact on credit score

Any personal information we hold and transfer about you is always secure

Motorbike loan repayment calculator

Find out how much your loan repayments could be with a Plenti unsecured motorbike loan.

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Example interest rate: % p.a.
Comparison rate: % p.a.*
Estimated monthly loan repayments from
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Total repayment (incl. interest and fees)
Get your rate
Repayment calculator: The calculator is designed as a guide only and is not a quotation or an offer of credit. The interest rates and monthly repayment amounts are indicative and based on the credit history selected. The loan amount you can borrow and your personalised interest rate and repayment amount may be different once you complete a loan application.

Eligibility criteria

You should be at least 18 years or older

You should be an Australian citizen or permanent resident.

Maintain a good credit history

Earn over $25,000 annually from a verifiable, regular income source

See how our rates stack up

Compare our personal loan interest rates against the big 4 banks (including CommBank, Westpac, ANZ, & NAB)

Interest RatesComparison Rates
Plenti
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Rates as of 99/99/2999
Excludes any short term promotional rates. View the fine print for important information.
Process

Applying for a Plenti personal loan is easy

Receive your personalised rate

Get your obligation-free rate in just 60 seconds without affecting your credit score.

Complete your application online

Complete your application online - submit documents securely, track progress and chat with us.

Get your funds quickly

Receive your funds in as little as 24 hours after approval.

Personal Loans for all your big ideas

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Motorbike loans

Finance your new bike

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Elevate your road trips

A 5-star experience from start to end

Turn your somedays into today with an award-winning* fintech lender.

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Your questions answered

How does the online application process work for a motorbike loan?
  1. Get your rate estimate - Answer 10 quick questions to see your personalised interest rate estimate in as little as 60 seconds, without impacting your credit score.
  2. Submit your application - This can be done in as little as 10 minutes. Once we have received all relevant documents, you could be approved in as quickly as 1 business day. If needed, we'll contact you for further information.
  3. Get your funds - Once approved and accepted, you can receive your funds in as little as 24 hours.
Am I eligible for a Plenti motorbike loan?

To qualify for a Plenti personal loan, you must meet the following criteria:

  • Age: 18 years or older
  • Citizenship: Australian citizen or permanent resident
  • Income: earn over $25,000 annually from a verifiable, regular income source
  • Credit history: maintain a good credit history
What information do I need to have ready when applying for a Plenti Motorbike Loan?

To qualify for a Plenti debts consolidation loan, you must meet the following criteria:

  • Age: 18 years or olderWhen applying for a Plenti personal loan, you'll typically need the following documents:
    1. Proof of Identification: An Australian driver's license or passport
    2. Income Verification: Bank statements, or tax returns to demonstrate your income if you are self-employed.
How much can I borrow for a motorbike loan?

Plenti offers a personal loan ranging from $5,000 to $50,000. Your borrowing limit can be affected by your credit score and disposable income.

Will the interest rate on my motorbike loan be fixed or variable?
  • Your interest rate may vary depending on the type of loan you apply for. Our Fixed personal loans feature fixed interest rates, so the repayment amount stays the same throughout the life of the loan. These loans can have terms of 3-7 years. On the other hand, variable rate loans have terms of 1-2 years, but your rate could change during the term of your loan.
What are some of the uses of motorcycle finance?

Some of the ways you can use a motorbike loan are:

  • New motorbike purchase
  • Used motorbike purchase
  • Motorbike repairs
  • Motorbike upgrade
  • Motorbike insurance and registration
  • Motorbike riding lessons
How can I calculate my loan repayments for a Plenti personal loan?

You can use Plenti’s personal loan repayment calculator to find out your estimated loan repayments.

Important information*

*Comparison rate is based on an unsecured personal loan of $30,000 repaid over 60 months. Rates shown assume a customer with an exceptional credit history. Rates are current as at 16 June 2025. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This estimate is not an offer, quote or approval of finance. The actual repayment amount and interest rate will be confirmed if an application is submitted and approved. All applications are subject to credit assessment and eligibility criteria. Plenti's credit criteria, terms and conditions, fees and charges apply.

Credit provided by Plenti Finance Pty Limited ABN 82 636 759 861 (supported by its servicer, Plenti RE Limited ABN 57 166 646 635) or Perpetual Corporate Trust Limited ACN 000 341 533, Australian Credit Licence number 392673 (as custodian). Plenti RE Limited holds Australian Financial Services Licence number 449176, Australian Credit Licence number 449176. Both Plenti RE Limited and Plenti Finance Pty Ltd are members of the Australian Financial Complaints Authority (AFCA). Plenti’s Target Market Determination is available here.

Representative Example: Based on an unsecured personal loan of $30,000 over 60 months a borrower with an exceptional credit history can expect to pay a total of $35,033.88. This represents a comparison rate of 6.28% p.a. and includes all interest and fees included in your loan repayments over the life of the loan. Plenti personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates range from 6.28% p.a. (comparison rate 6.28% p.a.) to 24.09% p.a. (maximum comparison rate 24.99% p.a.).

Comparison Module
Products shown do not represent all rates available from all lenders, or all rates available from the lenders presented. Plenti's interest rate is based on a borrower with an exceptional credit history using rates and fees applicable as at 16 June 2025. Plenti’s comparison rate is based on a $30,000 unsecured personal loan, repaid over a loan term of 5 years.

All other interest and comparison rates displayed are the headline rate as advertised by the respective lender and exclude short-term promotional offers. Rates are typically updated daily, and you should check the relevant lender's website for the most up to date information.

The actual product, rates, fees and charges you might be eligible for will be subject to the respective lender's eligibility criteria and may be different to the information shown on this page based on your loan term, loan amount and credit characteristics. You should check the lender’s website for the most up to date information

Other fees and charges not shown here may apply. Rates shown are subject to change without notice. Information on this page does not constitute an offer of credit, or financial advice. Plenti RE Limited  ABN 57 166 646 635 holds an Australian Credit License number 449176  but does not provide credit assistance in relation to all products compared on this page.

All 5-star related claims are based on an aggregate count of 5-star consumer lender reviews across Google, TrustPilot and Product Review. Last count conducted on 15/4/25. Count excludes all major banks.

Our awards are listed at plenti.com.au/about/awards

Plenti respects and honours Aboriginal and Torres Strait Islander Elders past, present and future. We acknowledge the stories, traditions and living cultures of Aboriginal and Torres Strait Islander peoples on this land and commit to building a brighter future together.

We recognise the Gadigal people of the Eora Nation, who are the traditional custodians of the land on which Plenti’s Sydney office stands, and the Kaurna people as the traditional owners of the Country where our Adelaide team is located.

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